Dealership Auto Finance Tips That Will Save You Money

How Dealership Finance Works

Helpful auto finance tips and advice when you need to finance a new or used car.

A good auto loan can save you thousands of dollars. Save money on auto financing by knowing your credit score and leveraging competing loan offers online against the dealership.

The auto finance tips below will help you navigate the dealership’s finance process when buying a car.

Do not solely rely on a dealership to arrange your auto finance loan. Keep the term as short as possible, put money down, and- of course- don’t buy more vehicle than you can comfortably afford.

Table of Contents

Dealer Financing

It’s essential to focus on the total cost of a loan, not just your monthly payment. Our guide helps you compare offers and negotiate the best deal.

The ultimate auto financing guide for 2024

Online quotes

Get a pre-approved low-interest car loan before visiting a car dealership to level the playing field when negotiating interest rates with a dealer’s finance department.

How to find a low-interest car loan

Bad Credit Car Loans

All because you have bad credit doesn’t make you a bad person. My bad credit auto loan guide will help you navigate the car loan process easily.

Bad credit car loan guide

Step-by-step walkthrough on how to buy a new car | New Car Buying Cheat Sheet

Credit scores

Do not allow the person approving your car loan to know more about your credit history than you do. Consistently reviewing your credit reports will help you identify issues early.

All about credit reports and credit scores

Read Credit Report

A good credit rating can impact what you pay for a car and your finances in more ways than one, so you must know what’s been reported and how to read your consumer credit report.

How to read a credit report

How to buy a new car under factory invoice price and get a great deal.

Refinance and Save

The quickest and easiest way to save money on your high-interest car loan is to apply for an auto refinance loan online. Learn this accessible and straightforward process.

Refinance your car and save money

Establish Credit

Good credit depends on good information. Use these techniques to help build a solid credit history so you can finance a car or anything else you would like to buy in the future.

How to establish credit history

Refinance Myths

Millions of car buyers today are part of the refinance-worthy club, thanks to a significant decline in interest rates. Let’s dispel myths about auto loan refinancing that may harm your financial health.

Auto refinance myths explained