Endurance Auto Warranty Review 2024 – Are They Legit?
Can You Save When You Buy Direct?
Endurance Vehicle Protection is one of the nation’s largest providers of vehicle service contracts. They claim they are the perfect solution for those with expiring or without vehicle warranty protection.
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Read my Endurance auto warranty review to make your own decision.
About Endurance Auto Warranty
One of the nation’s biggest third-party extended warranty firms, Endurance, with headquarters in Northbrook, Illinois, first opened its doors in 2006.
Unlike insurance rivals, Endurance is a direct supplier, which means it oversees all claims and administers its vehicle service contracts.
Vehicle owners may choose from a variety of coverage choices from the supplier, who also provides a 30-day money-back guarantee.
Pros and Cons
What I like about Endurance Auto Warranty (Pros)
- No broker or middleman
- Includes coverage for older vehicles
- Some plans allow transfer
- Excellent customer service
- Choose your ASE-certified technician
- Long payment plans
What I don’t like about Endurance Auto Warranty (Cons)
- There is no corrosion coverage
- Limited refunds for rented cars
- The claim process may be difficult
- Some perks only available with some plans
Endurance Auto Warranty Coverage Plans
There are six coverage plans provided by Endurance Warranty.
Although the contracts for these plans are relatively simple to read and range in length to around 12 pages, I’ve broken down some of the specifics here to give you an idea of what each offers.
For complete clarity on what you’re getting, it’s crucial to comprehend the terms and conditions of an extended auto warranty contract.
The Secure Plan
The Secure plan from Endurance Warranty is the least expensive choice. You still have access to benefits like 24-hour roadside assistance and rental cars, just like with all of Endurance’s plans.
A “disappearing deductible” is an optional feature of this plan. This implies that the longer you go without filing a claim, the lower your deductible will be.
The following essential elements are covered by the plan but are costly to repair:
- Drive axles
- Engines
- Superchargers
- Transfer units
- Transmissions
The Select Premier Plan
High-mileage vehicles are ideal for the Select Premiere plan. Vehicles with up to 150,000 miles are covered as well.
Also included are vehicles up to 20 years old. In addition to offering 24/7 roadside assistance and reimbursements for rental cars, the Select Premiere plan includes specific benefits like:
- Air conditioners
- Cooling systems
- Drive axles
- Electrical components
- Engines
- Transfer Units
- Transmissions
The Superior Plan
The Superior plan offers more coverage than the Secure and Select Premiere plans, but it still falls short of the exclusionary coverage of the Supreme plan.
The Superior program includes:
- Air conditioners
- Brakes
- Cooling systems
- Drive axles
- Electrical components
- Engines
- Fuel systems
- Superchargers
- Transfer units
- Transmissions
- Turbochargers
The Supreme Plan
The most complete plan offered by Endurance Warranty is called the Supreme plan. It provides exclusionary, bumper-to-bumper coverage. This indicates that, unless specifically excluded, all repairs are covered.
The Supreme program includes:
- Air conditioners
- Brakes
- Cooling systems
- Drive axles
- Front and rear suspensions
- Electrical components
- Engines
- Fuel systems
- Gaskets
- Transfer units
- Transmissions
*Everything else on the vehicle, unless it’s on the list of things excluded from coverage.
The Secure Plus Plan
The Secure Plus plan has the shortest waiting period, powertrain plus protection, and the lowest price.
This policy includes:
- Air Conditioner
- Brakes
- Electrical components
- Engines
- Steering
The Advantage Plan
The Advantage plan helps you save money on auto repairs while also providing maintenance coverage.
This policy includes:
- Brake pad replacement
- Oil and filter change
- Tire rotation
- Wiper blade replacement
What are Endurance Elite Benefits
All Endurance vehicle warranty plans include extra perks, such as:
- Roadside assistance under the Endurance Warranty is available 24/7
- Reimbursement for a rental car up to $150 per instance and $30 per day
- Coverage for trip interruption
- Free Endurance Elite Benefits for one year
Every Endurance auto warranty plan includes a complimentary year of Endurance Elite benefits.
The Elite benefits consist of:
- Key fob replacement: This covers up to $500 for key fob repair or replacement.
- Tire repair or replacement: Covers up to two tires ($125 cap per tire) that are damaged by road hazards per year for repair or replacement.
- Collision discount: Up to $500 per covered collision with a cap of $1,000
- Total loss protection: This covers up to $1,000 toward a replacement vehicle
- The Endurance Protect App: Simple access to ownership details, roadside assistance, and more
How Much Does an Endurance Auto Warranty Cost?
The cost of an Endurance Auto Warranty varies depending on the plan you select and your car’s make, model, age, and mileage. These factors will influence whether your rates are higher or lower.
The great thing about Endurance is there is no obligation to purchase, and requesting a warranty quote is free.
A $100 deductible is typically included in the average monthly cost of an Endurance auto warranty, which can range up to $125. Given the various coverage options and added benefits, these prices are reasonable compared to other providers.
Endurance Warranty’s 36-month, interest-free payment structure is one feature that sets it apart. If you change your mind, Endurance also provides a 30-day return window.
Extended vehicle warranties from Endurance may usually be transferred; however, doing so may incur a $50 transfer charge. Ask a salesperson to determine whether you qualify for an extended warranty transfer
Why I Like Endurance Auto Warranty
Endurance provides valuable protection to minimize exposure to high car repair costs.
If you have a car warranty that is about to expire, are driving a car without a warranty, or even want some leverage when negotiating for your next car purchase, Endurance Vehicle Protection can help. They offer a variety of protection plans for those in various circumstances.
If you are driving a car without a warranty, you are responsible for any repairs. That can run into thousands of dollars.
- Picks up where your auto warranty leaves off: There’s no need to buy another car just because your warranty has expired, and there is no reason to be afraid of purchasing a pre-owned vehicle without a warranty.
- Choice of protection plans to suit your situation: Choose from six plans to suit your needs and budget. Each plan comes with one year of Endurance Elite Membership benefits.
- Highly rated and endorsed: Endurance Vehicle Protection is backed by an AM Best “A” rated insurance company, certified by the Vehicle Protection Agency, and a recipient of the Inc. 5000 and Gold Stevie Awards.
What Gives Endurance Auto Warranty an Edge?
You save on repairs and gain peace of mind.
Driving a car without warranty protection is like walking a tightrope without a net. One major car problem can be devastating to a budget. Car repair costs can reach thousands of dollars. How can you protect yourself if your car warranty is expiring or expired? Endurance Vehicle Protection is here to help.
- Endurance is a direct provider. Unlike some protection resellers, Endurance is the direct administrator and obligor of most of the plans they offer. That means no go-between, so they are with you every step of the way.
- Choose from the plans best for you. Choose from one of the six vehicle protection plans best for you. Endurance Vehicle Protection professionals are available to discuss your specific needs.
- Certified, endorsed, and highly rated. Backed by an AM Best “A” rated insurance company, Endurance Vehicle Protection is certified by the Vehicle Protection Agency and is a recipient of the Inc. 5000 and Gold Stevie Awards.
Features and Tools to Provide More Peace of Mind
Driving an out-of-warranty car can be a bit risky. While car insurance can protect you in an accident or against theft, car repairs are not covered. This places the full responsibility of repair costs on you. A significant engine or transmission repair can be financially devastating. Endurance Vehicle Protection is here to help.
- Pays mechanics directly for parts and repairs: When you have a covered repair issue, Endurance pays your mechanic for the repairs, including necessary auto parts.
- Will work individually with you: Endurance wants you to get the protection plan best for you. They are willing to work directly with you to find the specific plan suited for your situation.
- Access to a vibrant learning center: Endurance provides much vehicle-related information to help its customers become better owners.
Endurance Auto Warranty Benefits
A few of the most prominent benefits of using Endurance Vehicle Protection to get a free warranty quote are:
- Experienced and certified vehicle protection: Endurance Vehicle Protection has protected car owners since 1988. They are certified by the Vehicle Protection Agency and recipients of the Inc. 5000 and Gold Stevie Awards.
- Covers vehicles without warranties and cars about to lose them: There is no need to drive without car repair protection. Endurance Vehicle Protection, in essence, extends warranties.
- A powerful negotiating tool: Use your free Endurance quote to negotiate warranty prices with the dealer. You can always fall back on your quote if the dealer doesn’t budge.
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FREE Auto Warranty Quote
Overbuying Coverage Can Lead to Some Limitations
As you can imagine, a vehicle protection company must guard against “pre-existing conditions” and other potential problems a vehicle may have before gaining coverage. This means exclusions and limitations that can impact coverage. This is where Endurance’s customer service personnel can help. Get the answers to your specific questions. Limitations include:
- Not a car warranty: Technically, Endurance Vehicle Protection offers vehicle service contracts, not warranties. Don’t expect zero-cost protection.
- Coverage and limitations can be confusing: This is where their superior customer service can help even when choosing a plan. Don’t be afraid to ask.
- Some coverage is only available upon initial contract: Some protection is only offered when you first contact them to restrict pre-existing issues.
My Endorsement
For over 30 years, Endurance Vehicle Protection has been providing valuable coverage to vehicle owners who have lost or are losing warranty coverage.
They can help prevent significant financial loss and bring peace of mind. It has a superior reputation with excellent customer service.
Endurance Vehicle Protection can even help you gain confidence in your subsequent car-buying negotiations.
- Benefits: Experienced and certified, replaces expiring car warranties, provides peace of mind.
- Advantages: Choice of five plans, personal service, highly-rated and endorsed
- Features: Added member benefits like roadside assistance and tire replacement, knowledge center, and multi-feature plans
- Limitations: Some protection is available only upon initial contact; restrictions can be confusing, not specifically a “warranty.”
Endurance FAQs
Is Endurance a legit warranty company?
Yes, Endurance is a reputable auto warranty provider.
They have been in business since 2006 and has a Trustpilot rating of 4.4 out of 5.0.
How long has Endurance been around?
Endurance Auto Warranty Services has been providing vehicle protection since 2006. They’ve served almost 1 million consumers and paid out more than $100 million in claims in their nearly two decades in operation.
Who owns Endurance Auto Warranty?
Transportation Resource Partners owns Endurance Auto Warranty.
TRP purchased Endurance on July 7, 2015.
Can I cancel an Endurance Warranty?
Endurance will return your money and cancel your extended warranty as long as you haven’t utilized your coverage within 30 days of the purchase date.
Is Endurance Warranty worth it?
This, like any other car warranty provider, is determined by a variety of criteria, including your coverage selections, cost, and vehicle. To determine if it’s the appropriate option for you, weigh the chance of a covered occurrence vs the cost of your warranty. Unexpected vehicle repairs may cost thousands of dollars, so many people believe that the peace of mind provided by an extended warranty is justified.
Endurance Vehicle Protection Company Details
Company Name: Endurance Auto Warranty
Year Founded: 2006
Website: www.enduranceautopros.com
Location: Northbrook, Illinois, U.S.
Endurance Auto Warranty Alternatives
Compare your warranty quote with other warranty companies from the comfort of your computer. Competition will always net you the best price.
About the author
My name is Carlton Wolf, and I’ve been in the car business since 1994, both retail and wholesale. I created the Auto Cheat Sheet to better educate buyers about the deceptive sales practices used by many dealerships throughout the country. Please understand that not all car dealers are dishonest. However, you never know who you’ll be dealing with, though. I’m willing to share my knowledge and experience with anyone who listens. Keep in mind that I’m a car guy, not a writer.
